Welcome to Integral Insurance Brokers

Integral Insurance Brokers is an independant, short-term insurance broker and financial service provider (FSP No 21430), offering a wide variety of highly specialised insurance products and services. Our significant network of service and insurance partners ensure that we are able to offer an outstanding level of personalized service and affordable insurance products to provide for all your personal and business insurance needs.

TAILORED INSURANCE

Integral Insurance Brokers offer various short-term insurance products to suit your needs.

ESTABLISHMENT

In 1998, Integral Insurance Brokers was established with the instinctive understanding that the only way to run a successful short-term insurance business, is through outstanding performance and exceptional service standards that one would expect.

OUR REPUTATION

Our reputation is the root of our success. We recognise and acknowledge that if the foundation is poor, we will not have the strength to build on it. If it remains strong, we can grow our business with confidence.

OUR COMMITMENT

There is no point in just writing up a policy, or giving another quote. We ensure that our clients trust our advice. This is because we set standards for ourselves that we wish to judge ourselves on. These have been summarised by way of time frames in which we perform.

What We Offer?

Liability Cover

Protect the business you’ve spent time and effort building against a wide range of liabilities. Our specialist liability cover options protect your business against legal liabilities for property damage or bodily injuries to third parties arising out of your business activities, with the option to extend cover to include legal liability for products supplied and defective workmanship. Specialist covers can be obtained via SHA and/or Mirabilis . Additional contingency cover can be arranged for employee injury during their employment, and more.

Home & Contents

Home contents insurance provides protection for the valuable possessions that make your house a home. Beyond insuring the building that gives you shelter, protect items important to you from loss or damage with adequate cover.

Business

It’s not easy running a business. Fierce competition, demanding customers and unreliable supply chains are some of the everyday challenges that can put your business at risk. But there are some things you can count on – your business savvy and our cover. We offer insurance good and proper for businesses of all sizes. Our depth of expertise means we recognise specific risks your organisation may face and provide tailored solutions for optimal cover. Because choosing the right insurance for your business is the foundation of protecting it.

Vehicle

Your vehicle is what makes your incredible life possible. It gets you from A to B with memories made along the way. Let us protect your vehicle against the cost of accidents, theft, third-party claims and other risks.

All Risks

All Risk Insurance is the cover you should, literally, never leave home without. From sunglasses to cellphones, from wallets to watches, from cameras to computers to tools, make sure your belongings are covered.

Aviation

Covers the aircraft against accidental loss or damage whilst being taxied, grounded or in flight except where specifically excluded, less any applicable deductible and/or betterment. Specific exclusions include war and allied perils and engine breakdown.

Water Craft

We insure watercrafts whether it is a sailboat, speedboat, rafts, canoes, kayaks, paddleboards or motorised personal water craft. We will ensure that your valuable item is protected against any accidents, theft or any other claim.

Environmental

In partnership with Envirosure Underwriting Managers is a niche underwriting agency and a South African leader in environmental impairment cover. Our comprehensive solutions fully cover the costs incurred during clean-up and rehabilitation in the event of an environmental incident.

Caravans/Trailers

We cover your caravan and/or trailer for accidental damage, theft, hijacking, and towing and storage. It’s also insured against fire, flood, third-party damage, liability claims, as well as hail damage and accessories if you choose to add these to your policy.

Because the items inside your caravan are just as important, with Integral you can get additional cover for the loose contents you and your family keep in it. We’ll cover you for break-ins, theft, and damage caused by malicious acts, fire, flooding, storms, earthquakes, lightning, and explosions. Even if a tree falls on it, providing the tree wasn’t being felled, your contents are covered.